Compara si aplica pentru cel mai bun card de credit

Limita card de credit
Moneda
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Banca Produs Rata dobanda DAE Taxa emitere Taxa administrare Perioada gratie
Banca Carpatica MasterCard wwShopPing 17,99% 26,94 % 0 RON 154.8 55 zile »
BCR Powercard Visa Standard Contactless 28,00% 35,26 % 20 RON 45 RON 53 zile »
Banca Carpatica Visa Smart 14,39% 18,50 % 30 RON 40 RON 55 zile »
Garanti Bank MasterCard Bonus cu virare venit 19,20% 22,61 % 15 RON 20 RON 50 zile »
RIB MasterCard Classic 19,19% 22,60 % 30 RON 1% min 5 RON 55 zile »
Marfin Bank Visa Classic 15,24% 18,13 % 0 RON 40 RON 50 zile »
CEC Bank MasterCard Standard 13,75% 15,96 % 0 RON 30 RON 59 zile »
Banca Italo-Romena Visa Credit Classic 19,00% 25,98 % 50 RON 60 RON 56 zile »
Garanti Bank MasterCard Baneasa Bonus 27,60% 34,21 % 15 RON 40 RON 50 zile »
ING Bank MasterCard Standard 22,57% 28,48 % 35 RON 35 RON 42 zile »
BCR Powercard Mastercard Standard Garantat 23,00% 28,78 % 20 RON 45 RON 53 zile »
BCR Powercard Visa Standard Garantat 23,00% 28,78 % 20 RON 45 RON 53 zile »
BCR Powercard Mastercard Standard 28,00% 35,26 % 20 RON 45 RON 53 zile »
BCR Powercard Visa Standard 28,00% 35,26 % 20 RON 45 RON 53 zile »
Raiffeisen Bank MasterCard Standard 21,94% 26,21 % 0 RON 40 RON 56 zile »
Libra Internet Bank MasterCard Eva.ro 18,94% 22,91 % 0 RON 4 RON 56 zile »
Libra Internet Bank MasterCard Libra Credit 18,94% 22,91 % 0 RON 4 RON 56 zile »
OTP Bank Visa Classic 22,00% 26,28 % 40 RON 19.92 RON - 0 primul an 55 zile »
OTP Bank MasterCard Standard 22,00% 26,28 % 40 RON 19.92 RON - 0 primul an 55 zile »
Intesa Sanpaolo MasterCard Standard 12,38% 15,05 % 15 RON 30 RON 45 zile »
Garanti Bank MasterCard Bonus Card cu Oglinda 27,60% 33,68 % 15 RON 40 RON 50 zile »
Garanti Bank MasterCard Bonus 27,60% 34,21 % 15 RON 40 RON 50 zile »
Credit Europe Bank CardAvantaj Visa Classic 28,00% 34,42 % 0 RON 49 RON 45 zile »
Credit Europe Bank CardAvantaj Mastercard Standard 28,00% 34,42 % 0 RON 49 RON 45 zile »
BRD MasterCard Punct cu Punct 12,16% 14,80 % 0 RON 25 RON 60 zile »
UniCredit Tiriac MasterCard Standard 20,99% 25,52 % 0 RON 50 RON 50 zile »
Piraeus Bank Piraeus Visa Exact 14,44% 17,65 % 10 RON 40 RON - 0 primul an 60 zile »
Millennium Bank Visa Classic 28,00% 33,95 % 0 RON 40 RON 55 zile »
Bancpost American Express Green 26,00% 32,12 % 20 RON 35 RON 55 zile »
Bancpost Visa Classic 26,00% 31,60 % 15 RON 30 RON 55 zile »
Banca Romaneasca MasterCard Standard 22,34% 26,46 % 0 RON 35 RON 61 zile »
Banca Transilvania MasterCard Forte pentru Medici 24,00% 29,29 % 20 RON 30 RON 56 zile »
Banca Transilvania MasterCard Forte 24,00% 29,04 % 20 RON 25 RON 56 zile »
Banca Carpatica Visa Classic 17,99% 22,80 % 30 RON 40 RON 55 zile »
Alpha Bank MasterCard Credit 18,50% 21,53 % 10 RON 20 RON 55 zile »
Alpha Bank Visa Credit 22,50% 27,40 % 20 RON 30 RON 55 zile »
Card bancar

Card de plastic care permite titularului obtinerea de numerar de la automate bancare (ATM-uri), plati sau transferuri in sistem electronic


Card de credit

Card cu functionalitati de credit, unde toate tranzactiile efectuate in cursul unui interval (de regula, o luna) sunt incluse intr-un extras de cont. La scadenta, detinatorul poate alege sa ramburseze orice suma mai mare decat suma minima de rambursat. Pentru soldul ramas de rambursat, emitentul percepe dobanda


Dobanda

Reprezinta suma platita pentru a imprumuta o suma de bani sau suma incasata pentru depunerea banilor intr-un produs de economisire (depozite la termen, cont de economii, etc.). Dobanda se calculeaza astfel: Dobanda= S * r /100 * T/360 unde S - suma imprumutata (valoarea depozitului), r - rata dobanzii, iar T - durata imprumutului (depozitului).


Embosare

Inscriptionare in relief a datelor de identificare ale unui card bancar, pentru a facilita citirea manuala sau automata a acestuia.


Limita de credit

Suma maxima pe care detinatorul o poate cheltui cu un card de credit sau charge card. Limitele sunt stabilite de catre emitent, in functie de bonitatea clientului si istoricul de plata.


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