Cauti sa-ti cumperi o masina? Compara aici dobanda la credite auto

Valoare automobil
Moneda Perioada credit
Banca Produs Rata %
dobanda
Tip dobanda DAE
%
Avans minim Valoare credit Total plata
Alpha Bank Credit Alpha Auto - virare venit 10.79 Variabila 12.86 2,500 EUR 7,500 EUR 12,517 EUR »
Alpha Bank Credit Alpha Auto - virare venit 11.13 Variabila 13.23 9,337 RON 37,349 RON 59,598 RON »
BRD Credit Auto autovehicule rulate 7.50 Fixa 15.11 0 RON 46,686 RON 64,489 RON »
BRD Credit Auto autovehicule noi 6.79 Variabila 14.14 0 EUR 10,000 EUR 13,570 EUR »
BRD Credit Auto autovehicule noi 7.00 Fixa 14.55 0 RON 46,686 RON 63,794 RON »
RIB Credit Auto 10.24 Variabila 12.92 2,916 USD 8,748 USD 14,601 USD »
RIB Credit Auto 10.44 Variabila 13.12 7,003 RON 39,683 RON 60,228 RON »
RIB Credit Auto 10.28 Variabila 12.96 2,500 EUR 7,500 EUR 12,527 EUR »
ProCredit Bank Credit Auto 10.00 Variabila 11.84 11,672 RON 35,015 RON 57,309 RON »
ProCredit Bank Credit Auto 8.89 Variabila 9.58 2,500 EUR 7,500 EUR 11,871 EUR »
ProCredit Bank Credit Auto - dobanda fixa 16.50 Fixa 19.34 11,672 RON 35,015 RON 64,320 RON »
ProCredit Bank Credit Auto - dobanda fixa 10.50 Fixa 11.34 2,500 EUR 7,500 EUR 12,226 EUR »
Banca Carpatica Credit Auto 10.46 Variabila 10.96 7,003 RON 39,683 RON 58,132 RON »
Banca Carpatica Credit Auto 13.17 Variabila 13.97 2,500 EUR 7,500 EUR 12,778 EUR »
Alpha Bank Alpha Auto 11.29 Variabila 13.42 2,500 EUR 7,500 EUR 12,631 EUR »
Alpha Bank Alpha Auto 11.63 Variabila 13.79 9,337 RON 37,349 RON 60,164 RON »
Banca Transilvania Masini rulate PF 8.64 Variabila 9.03 1,500 EUR 8,500 EUR 12,008 EUR »
Banca Transilvania Masini noi si rulate dealer 8.14 Variabila 8.49 1,500 EUR 8,500 EUR 11,886 EUR »
Banca Transilvania Masini rulate PF 8.99 Variabila 9.59 7,003 RON 39,683 RON 56,617 RON »
Banca Transilvania Masini noi si rulate dealer 8.49 Variabila 9.05 7,003 RON 39,683 RON 56,041 RON »
CEC Bank Credit Auto 7.03 Variabila 7.88 2,000 EUR 8,000 EUR 11,636 EUR »
CEC Bank Credit Auto 7.08 Variabila 8.12 9,337 RON 37,349 RON 54,527 RON »
Cetelem IFN Promotie Auto 7.80 Fixa 10.94 9,337 RON 37,349 RON 57,441 RON »
Cetelem IFN Turbo Credit Auto Joker 9.90 Fixa 13.42 0 RON 46,686 RON 63,279 RON »
Marfin Bank Credit Auto in USD 8.75 Variabila 9.49 2,916 USD 8,748 USD 13,822 USD »
Marfin Bank Credit Auto in LEI 10.94 Variabila 11.90 11,672 RON 35,015 RON 57,587 RON »
Marfin Bank Credit Auto in EUR 8.79 Variabila 9.53 2,500 EUR 7,500 EUR 11,859 EUR »
Credite

Relatii contractuale care se stabilesc intre o persoana fizica sau juridica denumita creditor, care acorda un imprumut in bani sau care vinde marfuri sau servicii pe datorie, si o alta persoana fizica sau juridica, denumita debitor, care primeste imprumutul (sau cumpara pe datorie). Pentru acest imprumut, debitorul trebuie sa plateasca dobanda. Pentru persoane fizice, institutiile financiare acorda mai multe tipuri de credite: imobiliare sau ipotecare, pentru nevoi personale, de consum sau la domiciliu (rapide).


Rata dobanzii

Rata dobanzii exprima un anumit procent din suma imprumutata sau plasata in depozite bancare sau conturi de economii. Marimea ratei dobanzii este data de cererea si oferta de resurse pe piata bancara, taxa oficiala a scontului, puterea economica a unui stat, rata inflatiei, politica adoptata de fiecare banca in parte. Intalnim doua notiuni pentru rata dobanzii: rata dobanzii active si rata dobanzii pasive.


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