Cauti sa-ti cumperi o masina? Compara aici dobanda la credite auto

Valoare automobil
Moneda Perioada credit
Banca Produs Rata %
dobanda
Tip dobanda DAE
%
Avans minim Valoare credit Total plata
Alpha Bank Credit Alpha Auto - virare venit 10.79 Variabila 12.88 2,500 EUR 7,500 EUR 12,519 EUR »
Alpha Bank Credit Alpha Auto - virare venit 11.13 Variabila 13.25 8,842 RON 35,367 RON 56,444 RON »
BRD Credit Auto autovehicule rulate 7.50 Fixa 15.13 0 RON 44,209 RON 61,078 RON »
BRD Credit Auto autovehicule noi 6.79 Variabila 14.14 0 EUR 10,000 EUR 13,570 EUR »
BRD Credit Auto autovehicule noi 7.00 Fixa 14.56 0 RON 44,209 RON 60,420 RON »
RIB Credit Auto 10.24 Variabila 12.94 3,161 USD 9,482 USD 15,829 USD »
RIB Credit Auto 10.44 Variabila 13.13 6,631 RON 37,578 RON 57,041 RON »
RIB Credit Auto 10.28 Variabila 12.98 2,500 EUR 7,500 EUR 12,529 EUR »
ProCredit Bank Credit Auto 10.00 Variabila 11.92 11,052 RON 33,157 RON 54,321 RON »
ProCredit Bank Credit Auto 8.89 Variabila 9.60 2,500 EUR 7,500 EUR 11,874 EUR »
ProCredit Bank Credit Auto - dobanda fixa 16.50 Fixa 19.44 11,052 RON 33,157 RON 60,961 RON »
ProCredit Bank Credit Auto - dobanda fixa 10.50 Fixa 11.37 2,500 EUR 7,500 EUR 12,229 EUR »
Banca Carpatica Credit Auto 10.46 Variabila 10.96 6,631 RON 37,578 RON 55,048 RON »
Banca Carpatica Credit Auto 13.17 Variabila 13.98 2,500 EUR 7,500 EUR 12,778 EUR »
Alpha Bank Alpha Auto 11.29 Variabila 13.44 2,500 EUR 7,500 EUR 12,632 EUR »
Alpha Bank Alpha Auto 11.63 Variabila 13.81 8,842 RON 35,367 RON 56,980 RON »
Banca Transilvania Masini rulate PF 8.64 Variabila 9.04 1,500 EUR 8,500 EUR 12,009 EUR »
Banca Transilvania Masini noi si rulate dealer 8.14 Variabila 8.50 1,500 EUR 8,500 EUR 11,886 EUR »
Banca Transilvania Masini rulate PF 8.99 Variabila 9.61 6,631 RON 37,578 RON 53,623 RON »
Banca Transilvania Masini noi si rulate dealer 8.49 Variabila 9.06 6,631 RON 37,578 RON 53,078 RON »
CEC Bank Credit Auto 7.03 Variabila 7.89 2,000 EUR 8,000 EUR 11,637 EUR »
CEC Bank Credit Auto 7.08 Variabila 8.14 8,842 RON 35,367 RON 51,647 RON »
Cetelem IFN Promotie Auto 7.80 Fixa 11.10 8,842 RON 35,367 RON 54,546 RON »
Cetelem IFN Turbo Credit Auto Joker 9.90 Fixa 13.60 0 RON 44,209 RON 60,128 RON »
Marfin Bank Credit Auto in USD 8.75 Variabila 9.51 3,161 USD 9,482 USD 14,987 USD »
Marfin Bank Credit Auto in LEI 10.94 Variabila 11.93 11,052 RON 33,157 RON 54,547 RON »
Marfin Bank Credit Auto in EUR 8.79 Variabila 9.56 2,500 EUR 7,500 EUR 11,863 EUR »

Termeni Credite auto


Credite

Relatii contractuale care se stabilesc intre o persoana fizica sau juridica denumita creditor, care acorda un imprumut in bani sau care vinde marfuri sau servicii pe datorie, si o alta persoana fizica sau juridica, denumita debitor, care primeste imprumutul (sau cumpara pe datorie). Pentru acest imprumut, debitorul trebuie sa plateasca dobanda. Pentru persoane fizice, institutiile financiare acorda mai multe tipuri de credite: imobiliare sau ipotecare, pentru nevoi personale, de consum sau la domiciliu (rapide).


Rata dobanzii

Rata dobanzii exprima un anumit procent din suma imprumutata sau plasata in depozite bancare sau conturi de economii. Marimea ratei dobanzii este data de cererea si oferta de resurse pe piata bancara, taxa oficiala a scontului, puterea economica a unui stat, rata inflatiei, politica adoptata de fiecare banca in parte. Intalnim doua notiuni pentru rata dobanzii: rata dobanzii active si rata dobanzii pasive.


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