Cauti sa-ti cumperi o masina? Compara aici dobanda la credite auto

Valoare automobil
Moneda Perioada credit
Banca Produs Rata %
dobanda
Tip dobanda DAE
%
Avans minim Valoare credit Total plata
Alpha Bank Credit Alpha Auto - virare venit 10.79 Variabila 12.88 2,500 EUR 7,500 EUR 12,519 EUR »
Alpha Bank Credit Alpha Auto - virare venit 11.13 Variabila 13.25 8,950 RON 35,800 RON 57,133 RON »
BRD Credit Auto autovehicule rulate 7.50 Fixa 15.14 0 RON 44,750 RON 61,823 RON »
BRD Credit Auto autovehicule noi 6.79 Variabila 14.15 0 EUR 10,000 EUR 13,570 EUR »
BRD Credit Auto autovehicule noi 7.00 Fixa 14.57 0 RON 44,750 RON 61,157 RON »
RIB Credit Auto 10.24 Variabila 12.94 3,067 USD 9,202 USD 15,360 USD »
RIB Credit Auto 10.44 Variabila 13.14 6,713 RON 38,038 RON 57,737 RON »
RIB Credit Auto 10.28 Variabila 12.99 2,500 EUR 7,500 EUR 12,529 EUR »
ProCredit Bank Credit Auto 10.00 Variabila 11.91 11,188 RON 33,563 RON 54,974 RON »
ProCredit Bank Credit Auto 8.89 Variabila 9.61 2,500 EUR 7,500 EUR 11,874 EUR »
ProCredit Bank Credit Auto - dobanda fixa 16.50 Fixa 19.43 11,188 RON 33,563 RON 61,695 RON »
ProCredit Bank Credit Auto - dobanda fixa 10.50 Fixa 11.37 2,500 EUR 7,500 EUR 12,228 EUR »
Banca Carpatica Credit Auto 10.46 Variabila 10.97 6,713 RON 38,038 RON 55,722 RON »
Banca Carpatica Credit Auto 13.17 Variabila 13.99 2,500 EUR 7,500 EUR 12,778 EUR »
Alpha Bank Alpha Auto 11.29 Variabila 13.44 2,500 EUR 7,500 EUR 12,632 EUR »
Alpha Bank Alpha Auto 11.63 Variabila 13.81 8,950 RON 35,800 RON 57,675 RON »
Banca Transilvania Masini rulate PF 8.64 Variabila 9.04 1,500 EUR 8,500 EUR 12,009 EUR »
Banca Transilvania Masini noi si rulate dealer 8.14 Variabila 8.50 1,500 EUR 8,500 EUR 11,886 EUR »
Banca Transilvania Masini rulate PF 8.99 Variabila 9.61 6,713 RON 38,038 RON 54,277 RON »
Banca Transilvania Masini noi si rulate dealer 8.49 Variabila 9.07 6,713 RON 38,038 RON 53,725 RON »
CEC Bank Credit Auto 7.03 Variabila 7.90 2,000 EUR 8,000 EUR 11,637 EUR »
CEC Bank Credit Auto 7.08 Variabila 8.14 8,950 RON 35,800 RON 52,276 RON »
Cetelem IFN Promotie Auto 7.80 Fixa 11.07 8,950 RON 35,800 RON 55,178 RON »
Cetelem IFN Turbo Credit Auto Joker 9.90 Fixa 13.57 0 RON 44,750 RON 60,816 RON »
Marfin Bank Credit Auto in USD 8.75 Variabila 9.52 3,067 USD 9,202 USD 14,542 USD »
Marfin Bank Credit Auto in LEI 10.94 Variabila 11.93 11,188 RON 33,563 RON 55,211 RON »
Marfin Bank Credit Auto in EUR 8.79 Variabila 9.56 2,500 EUR 7,500 EUR 11,862 EUR »

Termeni Credite auto


Credite

Relatii contractuale care se stabilesc intre o persoana fizica sau juridica denumita creditor, care acorda un imprumut in bani sau care vinde marfuri sau servicii pe datorie, si o alta persoana fizica sau juridica, denumita debitor, care primeste imprumutul (sau cumpara pe datorie). Pentru acest imprumut, debitorul trebuie sa plateasca dobanda. Pentru persoane fizice, institutiile financiare acorda mai multe tipuri de credite: imobiliare sau ipotecare, pentru nevoi personale, de consum sau la domiciliu (rapide).


Rata dobanzii

Rata dobanzii exprima un anumit procent din suma imprumutata sau plasata in depozite bancare sau conturi de economii. Marimea ratei dobanzii este data de cererea si oferta de resurse pe piata bancara, taxa oficiala a scontului, puterea economica a unui stat, rata inflatiei, politica adoptata de fiecare banca in parte. Intalnim doua notiuni pentru rata dobanzii: rata dobanzii active si rata dobanzii pasive.


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