Cauti sa-ti cumperi o masina? Compara aici dobanda la credite auto

Valoare automobil
Moneda Perioada credit
Banca Produs Rata %
dobanda
Tip dobanda DAE
%
Avans minim Valoare credit Total plata
Alpha Bank Credit Alpha Auto - virare venit 10.79 Variabila 12.87 2,500 EUR 7,500 EUR 12,519 EUR »
Alpha Bank Credit Alpha Auto - virare venit 11.13 Variabila 13.24 9,050 RON 36,200 RON 57,769 RON »
BRD Credit Auto autovehicule rulate 7.50 Fixa 15.12 0 RON 45,250 RON 62,511 RON »
BRD Credit Auto autovehicule noi 6.79 Variabila 14.14 0 EUR 10,000 EUR 13,570 EUR »
BRD Credit Auto autovehicule noi 7.00 Fixa 14.56 0 RON 45,250 RON 61,838 RON »
RIB Credit Auto 10.24 Variabila 12.93 2,722 USD 8,167 USD 13,632 USD »
RIB Credit Auto 10.44 Variabila 13.13 6,788 RON 38,463 RON 58,380 RON »
RIB Credit Auto 10.28 Variabila 12.97 2,500 EUR 7,500 EUR 12,528 EUR »
ProCredit Bank Credit Auto 10.00 Variabila 11.89 11,313 RON 33,938 RON 55,577 RON »
ProCredit Bank Credit Auto 8.89 Variabila 9.59 2,500 EUR 7,500 EUR 11,873 EUR »
ProCredit Bank Credit Auto - dobanda fixa 16.50 Fixa 19.40 11,313 RON 33,938 RON 62,373 RON »
ProCredit Bank Credit Auto - dobanda fixa 10.50 Fixa 11.36 2,500 EUR 7,500 EUR 12,228 EUR »
Banca Carpatica Credit Auto 10.46 Variabila 10.96 6,788 RON 38,463 RON 56,344 RON »
Banca Carpatica Credit Auto 13.17 Variabila 13.97 2,500 EUR 7,500 EUR 12,778 EUR »
Alpha Bank Alpha Auto 11.29 Variabila 13.43 2,500 EUR 7,500 EUR 12,632 EUR »
Alpha Bank Alpha Auto 11.63 Variabila 13.80 9,050 RON 36,200 RON 58,318 RON »
Banca Transilvania Masini rulate PF 8.64 Variabila 9.04 1,500 EUR 8,500 EUR 12,009 EUR »
Banca Transilvania Masini noi si rulate dealer 8.14 Variabila 8.50 1,500 EUR 8,500 EUR 11,886 EUR »
Banca Transilvania Masini rulate PF 8.99 Variabila 9.60 6,788 RON 38,463 RON 54,881 RON »
Banca Transilvania Masini noi si rulate dealer 8.49 Variabila 9.05 6,788 RON 38,463 RON 54,323 RON »
CEC Bank Credit Auto 7.03 Variabila 7.89 2,000 EUR 8,000 EUR 11,637 EUR »
CEC Bank Credit Auto 7.08 Variabila 8.13 9,050 RON 36,200 RON 52,857 RON »
Cetelem IFN Promotie Auto 7.80 Fixa 11.03 9,050 RON 36,200 RON 55,763 RON »
Cetelem IFN Turbo Credit Auto Joker 9.90 Fixa 13.52 0 RON 45,250 RON 61,452 RON »
Marfin Bank Credit Auto in USD 8.75 Variabila 9.50 2,722 USD 8,167 USD 12,906 USD »
Marfin Bank Credit Auto in LEI 10.94 Variabila 11.92 11,313 RON 33,938 RON 55,825 RON »
Marfin Bank Credit Auto in EUR 8.79 Variabila 9.55 2,500 EUR 7,500 EUR 11,861 EUR »
Credite

Relatii contractuale care se stabilesc intre o persoana fizica sau juridica denumita creditor, care acorda un imprumut in bani sau care vinde marfuri sau servicii pe datorie, si o alta persoana fizica sau juridica, denumita debitor, care primeste imprumutul (sau cumpara pe datorie). Pentru acest imprumut, debitorul trebuie sa plateasca dobanda. Pentru persoane fizice, institutiile financiare acorda mai multe tipuri de credite: imobiliare sau ipotecare, pentru nevoi personale, de consum sau la domiciliu (rapide).


Rata dobanzii

Rata dobanzii exprima un anumit procent din suma imprumutata sau plasata in depozite bancare sau conturi de economii. Marimea ratei dobanzii este data de cererea si oferta de resurse pe piata bancara, taxa oficiala a scontului, puterea economica a unui stat, rata inflatiei, politica adoptata de fiecare banca in parte. Intalnim doua notiuni pentru rata dobanzii: rata dobanzii active si rata dobanzii pasive.


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