Cauti sa-ti cumperi o masina? Compara aici dobanda la credite auto

Valoare automobil
Moneda Perioada credit
Banca Produs Rata %
dobanda
Tip dobanda DAE
%
Avans minim Valoare credit Total plata
Alpha Bank Credit Alpha Auto - virare venit 10.79 Variabila 12.86 2,500 EUR 7,500 EUR 12,518 EUR »
Alpha Bank Credit Alpha Auto - virare venit 11.13 Variabila 13.23 9,297 RON 37,186 RON 59,339 RON »
BRD Credit Auto autovehicule rulate 7.50 Fixa 15.12 0 RON 46,483 RON 64,209 RON »
BRD Credit Auto autovehicule noi 6.79 Variabila 14.14 0 EUR 10,000 EUR 13,570 EUR »
BRD Credit Auto autovehicule noi 7.00 Fixa 14.55 0 RON 46,483 RON 63,518 RON »
RIB Credit Auto 10.24 Variabila 12.92 2,853 USD 8,558 USD 14,284 USD »
RIB Credit Auto 10.44 Variabila 13.12 6,972 RON 39,511 RON 59,967 RON »
RIB Credit Auto 10.28 Variabila 12.97 2,500 EUR 7,500 EUR 12,527 EUR »
ProCredit Bank Credit Auto 10.00 Variabila 11.85 11,621 RON 34,862 RON 57,064 RON »
ProCredit Bank Credit Auto 8.89 Variabila 9.58 2,500 EUR 7,500 EUR 11,871 EUR »
ProCredit Bank Credit Auto - dobanda fixa 16.50 Fixa 19.35 11,621 RON 34,862 RON 64,045 RON »
ProCredit Bank Credit Auto - dobanda fixa 10.50 Fixa 11.35 2,500 EUR 7,500 EUR 12,226 EUR »
Banca Carpatica Credit Auto 10.46 Variabila 10.96 6,972 RON 39,511 RON 57,880 RON »
Banca Carpatica Credit Auto 13.17 Variabila 13.97 2,500 EUR 7,500 EUR 12,778 EUR »
Alpha Bank Alpha Auto 11.29 Variabila 13.42 2,500 EUR 7,500 EUR 12,631 EUR »
Alpha Bank Alpha Auto 11.63 Variabila 13.79 9,297 RON 37,186 RON 59,903 RON »
Banca Transilvania Masini rulate PF 8.64 Variabila 9.03 1,500 EUR 8,500 EUR 12,008 EUR »
Banca Transilvania Masini noi si rulate dealer 8.14 Variabila 8.50 1,500 EUR 8,500 EUR 11,886 EUR »
Banca Transilvania Masini rulate PF 8.99 Variabila 9.59 6,972 RON 39,511 RON 56,371 RON »
Banca Transilvania Masini noi si rulate dealer 8.49 Variabila 9.05 6,972 RON 39,511 RON 55,798 RON »
CEC Bank Credit Auto 7.03 Variabila 7.88 2,000 EUR 8,000 EUR 11,636 EUR »
CEC Bank Credit Auto 7.08 Variabila 8.12 9,297 RON 37,186 RON 54,291 RON »
Cetelem IFN Promotie Auto 7.80 Fixa 10.95 9,297 RON 37,186 RON 57,204 RON »
Cetelem IFN Turbo Credit Auto Joker 9.90 Fixa 13.44 0 RON 46,483 RON 63,020 RON »
Marfin Bank Credit Auto in USD 8.75 Variabila 9.49 2,853 USD 8,558 USD 13,522 USD »
Marfin Bank Credit Auto in LEI 10.94 Variabila 11.91 11,621 RON 34,862 RON 57,338 RON »
Marfin Bank Credit Auto in EUR 8.79 Variabila 9.54 2,500 EUR 7,500 EUR 11,860 EUR »
Credite

Relatii contractuale care se stabilesc intre o persoana fizica sau juridica denumita creditor, care acorda un imprumut in bani sau care vinde marfuri sau servicii pe datorie, si o alta persoana fizica sau juridica, denumita debitor, care primeste imprumutul (sau cumpara pe datorie). Pentru acest imprumut, debitorul trebuie sa plateasca dobanda. Pentru persoane fizice, institutiile financiare acorda mai multe tipuri de credite: imobiliare sau ipotecare, pentru nevoi personale, de consum sau la domiciliu (rapide).


Rata dobanzii

Rata dobanzii exprima un anumit procent din suma imprumutata sau plasata in depozite bancare sau conturi de economii. Marimea ratei dobanzii este data de cererea si oferta de resurse pe piata bancara, taxa oficiala a scontului, puterea economica a unui stat, rata inflatiei, politica adoptata de fiecare banca in parte. Intalnim doua notiuni pentru rata dobanzii: rata dobanzii active si rata dobanzii pasive.


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