Cauti sa-ti cumperi o masina? Compara aici dobanda la credite auto

Valoare automobil
Moneda Perioada credit
Banca Produs Rata %
dobanda
Tip dobanda DAE
%
Avans minim Valoare credit Total plata
Alpha Bank Credit Alpha Auto - virare venit 10.79 Variabila 12.86 2,500 EUR 7,500 EUR 12,518 EUR »
Alpha Bank Credit Alpha Auto - virare venit 11.13 Variabila 13.23 9,295 RON 37,179 RON 59,328 RON »
BRD Credit Auto autovehicule rulate 7.50 Fixa 15.11 0 RON 46,474 RON 64,197 RON »
BRD Credit Auto autovehicule noi 6.79 Variabila 14.14 0 EUR 10,000 EUR 13,570 EUR »
BRD Credit Auto autovehicule noi 7.00 Fixa 14.55 0 RON 46,474 RON 63,506 RON »
RIB Credit Auto 10.24 Variabila 12.92 3,052 USD 9,157 USD 15,284 USD »
RIB Credit Auto 10.44 Variabila 13.12 6,971 RON 39,503 RON 59,955 RON »
RIB Credit Auto 10.28 Variabila 12.96 2,500 EUR 7,500 EUR 12,527 EUR »
ProCredit Bank Credit Auto 10.00 Variabila 11.84 11,619 RON 34,856 RON 57,053 RON »
ProCredit Bank Credit Auto 8.89 Variabila 9.58 2,500 EUR 7,500 EUR 11,871 EUR »
ProCredit Bank Credit Auto - dobanda fixa 16.50 Fixa 19.35 11,619 RON 34,856 RON 64,033 RON »
ProCredit Bank Credit Auto - dobanda fixa 10.50 Fixa 11.34 2,500 EUR 7,500 EUR 12,226 EUR »
Banca Carpatica Credit Auto 10.46 Variabila 10.96 6,971 RON 39,503 RON 57,868 RON »
Banca Carpatica Credit Auto 13.17 Variabila 13.97 2,500 EUR 7,500 EUR 12,778 EUR »
Alpha Bank Alpha Auto 11.29 Variabila 13.42 2,500 EUR 7,500 EUR 12,631 EUR »
Alpha Bank Alpha Auto 11.63 Variabila 13.79 9,295 RON 37,179 RON 59,891 RON »
Banca Transilvania Masini rulate PF 8.64 Variabila 9.03 1,500 EUR 8,500 EUR 12,008 EUR »
Banca Transilvania Masini noi si rulate dealer 8.14 Variabila 8.49 1,500 EUR 8,500 EUR 11,886 EUR »
Banca Transilvania Masini rulate PF 8.99 Variabila 9.59 6,971 RON 39,503 RON 56,361 RON »
Banca Transilvania Masini noi si rulate dealer 8.49 Variabila 9.05 6,971 RON 39,503 RON 55,787 RON »
CEC Bank Credit Auto 7.03 Variabila 7.88 2,000 EUR 8,000 EUR 11,636 EUR »
CEC Bank Credit Auto 7.08 Variabila 8.12 9,295 RON 37,179 RON 54,280 RON »
Cetelem IFN Promotie Auto 7.80 Fixa 10.95 9,295 RON 37,179 RON 57,193 RON »
Cetelem IFN Turbo Credit Auto Joker 9.90 Fixa 13.43 0 RON 46,474 RON 63,009 RON »
Marfin Bank Credit Auto in USD 8.75 Variabila 9.49 3,052 USD 9,157 USD 14,468 USD »
Marfin Bank Credit Auto in LEI 10.94 Variabila 11.90 11,619 RON 34,856 RON 57,327 RON »
Marfin Bank Credit Auto in EUR 8.79 Variabila 9.53 2,500 EUR 7,500 EUR 11,860 EUR »
Credite

Relatii contractuale care se stabilesc intre o persoana fizica sau juridica denumita creditor, care acorda un imprumut in bani sau care vinde marfuri sau servicii pe datorie, si o alta persoana fizica sau juridica, denumita debitor, care primeste imprumutul (sau cumpara pe datorie). Pentru acest imprumut, debitorul trebuie sa plateasca dobanda. Pentru persoane fizice, institutiile financiare acorda mai multe tipuri de credite: imobiliare sau ipotecare, pentru nevoi personale, de consum sau la domiciliu (rapide).


Rata dobanzii

Rata dobanzii exprima un anumit procent din suma imprumutata sau plasata in depozite bancare sau conturi de economii. Marimea ratei dobanzii este data de cererea si oferta de resurse pe piata bancara, taxa oficiala a scontului, puterea economica a unui stat, rata inflatiei, politica adoptata de fiecare banca in parte. Intalnim doua notiuni pentru rata dobanzii: rata dobanzii active si rata dobanzii pasive.


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