Cauti sa-ti cumperi o masina? Compara aici dobanda la credite auto

Valoare automobil
Moneda Perioada credit
Banca Produs Rata %
dobanda
Tip dobanda DAE
%
Avans minim Valoare credit Total plata
Alpha Bank Credit Alpha Auto - virare venit 10.79 Variabila 12.86 2,500 EUR 7,500 EUR 12,519 EUR »
Alpha Bank Credit Alpha Auto - virare venit 11.13 Variabila 13.23 8,937 RON 35,748 RON 57,050 RON »
BRD Credit Auto autovehicule rulate 7.50 Fixa 15.11 0 RON 44,685 RON 61,733 RON »
BRD Credit Auto autovehicule noi 6.79 Variabila 14.13 0 EUR 10,000 EUR 13,570 EUR »
BRD Credit Auto autovehicule noi 7.00 Fixa 14.54 0 RON 44,685 RON 61,069 RON »
RIB Credit Auto 10.24 Variabila 12.92 2,782 USD 8,346 USD 13,931 USD »
RIB Credit Auto 10.44 Variabila 13.11 6,703 RON 37,982 RON 57,653 RON »
RIB Credit Auto 10.28 Variabila 12.96 2,500 EUR 7,500 EUR 12,529 EUR »
ProCredit Bank Credit Auto 10.00 Variabila 11.89 11,171 RON 33,514 RON 54,895 RON »
ProCredit Bank Credit Auto 8.89 Variabila 9.59 2,500 EUR 7,500 EUR 11,874 EUR »
ProCredit Bank Credit Auto - dobanda fixa 16.50 Fixa 19.39 11,171 RON 33,514 RON 61,606 RON »
ProCredit Bank Credit Auto - dobanda fixa 10.50 Fixa 11.35 2,500 EUR 7,500 EUR 12,228 EUR »
Banca Carpatica Credit Auto 10.46 Variabila 10.95 6,703 RON 37,982 RON 55,641 RON »
Banca Carpatica Credit Auto 13.17 Variabila 13.96 2,500 EUR 7,500 EUR 12,778 EUR »
Alpha Bank Alpha Auto 11.29 Variabila 13.42 2,500 EUR 7,500 EUR 12,632 EUR »
Alpha Bank Alpha Auto 11.63 Variabila 13.79 8,937 RON 35,748 RON 57,592 RON »
Banca Transilvania Masini rulate PF 8.64 Variabila 9.03 1,500 EUR 8,500 EUR 12,009 EUR »
Banca Transilvania Masini noi si rulate dealer 8.14 Variabila 8.49 1,500 EUR 8,500 EUR 11,886 EUR »
Banca Transilvania Masini rulate PF 8.99 Variabila 9.59 6,703 RON 37,982 RON 54,199 RON »
Banca Transilvania Masini noi si rulate dealer 8.49 Variabila 9.05 6,703 RON 37,982 RON 53,648 RON »
CEC Bank Credit Auto 7.03 Variabila 7.88 2,000 EUR 8,000 EUR 11,637 EUR »
CEC Bank Credit Auto 7.08 Variabila 8.13 8,937 RON 35,748 RON 52,200 RON »
Cetelem IFN Promotie Auto 7.80 Fixa 11.06 8,937 RON 35,748 RON 55,102 RON »
Cetelem IFN Turbo Credit Auto Joker 9.90 Fixa 13.55 0 RON 44,685 RON 60,734 RON »
Marfin Bank Credit Auto in USD 8.75 Variabila 9.50 2,782 USD 8,346 USD 13,190 USD »
Marfin Bank Credit Auto in LEI 10.94 Variabila 11.91 11,171 RON 33,514 RON 55,131 RON »
Marfin Bank Credit Auto in EUR 8.79 Variabila 9.54 2,500 EUR 7,500 EUR 11,862 EUR »

Termeni Credite auto


Credite

Relatii contractuale care se stabilesc intre o persoana fizica sau juridica denumita creditor, care acorda un imprumut in bani sau care vinde marfuri sau servicii pe datorie, si o alta persoana fizica sau juridica, denumita debitor, care primeste imprumutul (sau cumpara pe datorie). Pentru acest imprumut, debitorul trebuie sa plateasca dobanda. Pentru persoane fizice, institutiile financiare acorda mai multe tipuri de credite: imobiliare sau ipotecare, pentru nevoi personale, de consum sau la domiciliu (rapide).


Rata dobanzii

Rata dobanzii exprima un anumit procent din suma imprumutata sau plasata in depozite bancare sau conturi de economii. Marimea ratei dobanzii este data de cererea si oferta de resurse pe piata bancara, taxa oficiala a scontului, puterea economica a unui stat, rata inflatiei, politica adoptata de fiecare banca in parte. Intalnim doua notiuni pentru rata dobanzii: rata dobanzii active si rata dobanzii pasive.


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