Cauti sa-ti cumperi o masina? Compara aici dobanda la credite auto

Valoare automobil
Moneda Perioada credit
Banca Produs Rata %
dobanda
Tip dobanda DAE
%
Avans minim Valoare credit Total plata
Alpha Bank Credit Alpha Auto - virare venit 10.79 Variabila 12.90 2,500 EUR 7,500 EUR 12,518 EUR »
Alpha Bank Credit Alpha Auto - virare venit 11.13 Variabila 13.27 9,321 RON 37,285 RON 59,496 RON »
BRD Credit Auto autovehicule rulate 7.50 Fixa 15.16 0 RON 46,606 RON 64,379 RON »
BRD Credit Auto autovehicule noi 6.79 Variabila 14.18 0 EUR 10,000 EUR 13,570 EUR »
BRD Credit Auto autovehicule noi 7.00 Fixa 14.59 0 RON 46,606 RON 63,685 RON »
RIB Credit Auto 10.24 Variabila 12.96 3,080 USD 9,240 USD 15,423 USD »
RIB Credit Auto 10.44 Variabila 13.16 6,991 RON 39,615 RON 60,125 RON »
RIB Credit Auto 10.28 Variabila 13.00 2,500 EUR 7,500 EUR 12,527 EUR »
ProCredit Bank Credit Auto 10.00 Variabila 11.87 11,652 RON 34,955 RON 57,212 RON »
ProCredit Bank Credit Auto 8.89 Variabila 9.61 2,500 EUR 7,500 EUR 11,871 EUR »
ProCredit Bank Credit Auto - dobanda fixa 16.50 Fixa 19.40 11,652 RON 34,955 RON 64,212 RON »
ProCredit Bank Credit Auto - dobanda fixa 10.50 Fixa 11.38 2,500 EUR 7,500 EUR 12,226 EUR »
Banca Carpatica Credit Auto 10.46 Variabila 10.99 6,991 RON 39,615 RON 58,033 RON »
Banca Carpatica Credit Auto 13.17 Variabila 14.01 2,500 EUR 7,500 EUR 12,778 EUR »
Alpha Bank Alpha Auto 11.29 Variabila 13.46 2,500 EUR 7,500 EUR 12,631 EUR »
Alpha Bank Alpha Auto 11.63 Variabila 13.83 9,321 RON 37,285 RON 60,061 RON »
Banca Transilvania Masini rulate PF 8.64 Variabila 9.06 1,500 EUR 8,500 EUR 12,008 EUR »
Banca Transilvania Masini noi si rulate dealer 8.14 Variabila 8.52 1,500 EUR 8,500 EUR 11,886 EUR »
Banca Transilvania Masini rulate PF 8.99 Variabila 9.62 6,991 RON 39,615 RON 56,520 RON »
Banca Transilvania Masini noi si rulate dealer 8.49 Variabila 9.07 6,991 RON 39,615 RON 55,945 RON »
CEC Bank Credit Auto 7.03 Variabila 7.90 2,000 EUR 8,000 EUR 11,636 EUR »
CEC Bank Credit Auto 7.08 Variabila 8.14 9,321 RON 37,285 RON 54,434 RON »
Cetelem IFN Promotie Auto 7.80 Fixa 10.97 9,321 RON 37,285 RON 57,347 RON »
Cetelem IFN Turbo Credit Auto Joker 9.90 Fixa 13.47 0 RON 46,606 RON 63,177 RON »
Marfin Bank Credit Auto in USD 8.75 Variabila 9.51 3,080 USD 9,240 USD 14,600 USD »
Marfin Bank Credit Auto in LEI 10.94 Variabila 11.93 11,652 RON 34,955 RON 57,489 RON »
Marfin Bank Credit Auto in EUR 8.79 Variabila 9.56 2,500 EUR 7,500 EUR 11,859 EUR »
Credite

Relatii contractuale care se stabilesc intre o persoana fizica sau juridica denumita creditor, care acorda un imprumut in bani sau care vinde marfuri sau servicii pe datorie, si o alta persoana fizica sau juridica, denumita debitor, care primeste imprumutul (sau cumpara pe datorie). Pentru acest imprumut, debitorul trebuie sa plateasca dobanda. Pentru persoane fizice, institutiile financiare acorda mai multe tipuri de credite: imobiliare sau ipotecare, pentru nevoi personale, de consum sau la domiciliu (rapide).


Rata dobanzii

Rata dobanzii exprima un anumit procent din suma imprumutata sau plasata in depozite bancare sau conturi de economii. Marimea ratei dobanzii este data de cererea si oferta de resurse pe piata bancara, taxa oficiala a scontului, puterea economica a unui stat, rata inflatiei, politica adoptata de fiecare banca in parte. Intalnim doua notiuni pentru rata dobanzii: rata dobanzii active si rata dobanzii pasive.


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