Cauti sa-ti cumperi o masina? Compara aici dobanda la credite auto

Valoare automobil
Moneda Perioada credit
Banca Produs Rata %
dobanda
Tip dobanda DAE
%
Avans minim Valoare credit Total plata
Alpha Bank Credit Alpha Auto - virare venit 10.79 Variabila 12.87 2,500 EUR 7,500 EUR 12,519 EUR »
Alpha Bank Credit Alpha Auto - virare venit 11.13 Variabila 13.24 8,825 RON 35,301 RON 56,338 RON »
BRD Credit Auto autovehicule rulate 7.50 Fixa 15.12 0 RON 44,126 RON 60,963 RON »
BRD Credit Auto autovehicule noi 6.79 Variabila 14.13 0 EUR 10,000 EUR 13,570 EUR »
BRD Credit Auto autovehicule noi 7.00 Fixa 14.55 0 RON 44,126 RON 60,307 RON »
RIB Credit Auto 10.24 Variabila 12.93 2,729 USD 8,188 USD 13,669 USD »
RIB Credit Auto 10.44 Variabila 13.12 6,619 RON 37,507 RON 56,934 RON »
RIB Credit Auto 10.28 Variabila 12.97 2,500 EUR 7,500 EUR 12,529 EUR »
ProCredit Bank Credit Auto 10.00 Variabila 11.92 11,032 RON 33,095 RON 54,221 RON »
ProCredit Bank Credit Auto 8.89 Variabila 9.60 2,500 EUR 7,500 EUR 11,874 EUR »
ProCredit Bank Credit Auto - dobanda fixa 16.50 Fixa 19.43 11,032 RON 33,095 RON 60,848 RON »
ProCredit Bank Credit Auto - dobanda fixa 10.50 Fixa 11.36 2,500 EUR 7,500 EUR 12,229 EUR »
Banca Carpatica Credit Auto 10.46 Variabila 10.95 6,619 RON 37,507 RON 54,945 RON »
Banca Carpatica Credit Auto 13.17 Variabila 13.97 2,500 EUR 7,500 EUR 12,778 EUR »
Alpha Bank Alpha Auto 11.29 Variabila 13.43 2,500 EUR 7,500 EUR 12,633 EUR »
Alpha Bank Alpha Auto 11.63 Variabila 13.80 8,825 RON 35,301 RON 56,873 RON »
Banca Transilvania Masini rulate PF 8.64 Variabila 9.03 1,500 EUR 8,500 EUR 12,009 EUR »
Banca Transilvania Masini noi si rulate dealer 8.14 Variabila 8.49 1,500 EUR 8,500 EUR 11,886 EUR »
Banca Transilvania Masini rulate PF 8.99 Variabila 9.60 6,619 RON 37,507 RON 53,523 RON »
Banca Transilvania Masini noi si rulate dealer 8.49 Variabila 9.06 6,619 RON 37,507 RON 52,979 RON »
CEC Bank Credit Auto 7.03 Variabila 7.89 2,000 EUR 8,000 EUR 11,637 EUR »
CEC Bank Credit Auto 7.08 Variabila 8.13 8,825 RON 35,301 RON 51,551 RON »
Cetelem IFN Promotie Auto 7.80 Fixa 11.10 8,825 RON 35,301 RON 54,449 RON »
Cetelem IFN Turbo Credit Auto Joker 9.90 Fixa 13.59 0 RON 44,126 RON 60,023 RON »
Marfin Bank Credit Auto in USD 8.75 Variabila 9.51 2,729 USD 8,188 USD 12,941 USD »
Marfin Bank Credit Auto in LEI 10.94 Variabila 11.92 11,032 RON 33,095 RON 54,445 RON »
Marfin Bank Credit Auto in EUR 8.79 Variabila 9.55 2,500 EUR 7,500 EUR 11,863 EUR »

Termeni Credite auto


Credite

Relatii contractuale care se stabilesc intre o persoana fizica sau juridica denumita creditor, care acorda un imprumut in bani sau care vinde marfuri sau servicii pe datorie, si o alta persoana fizica sau juridica, denumita debitor, care primeste imprumutul (sau cumpara pe datorie). Pentru acest imprumut, debitorul trebuie sa plateasca dobanda. Pentru persoane fizice, institutiile financiare acorda mai multe tipuri de credite: imobiliare sau ipotecare, pentru nevoi personale, de consum sau la domiciliu (rapide).


Rata dobanzii

Rata dobanzii exprima un anumit procent din suma imprumutata sau plasata in depozite bancare sau conturi de economii. Marimea ratei dobanzii este data de cererea si oferta de resurse pe piata bancara, taxa oficiala a scontului, puterea economica a unui stat, rata inflatiei, politica adoptata de fiecare banca in parte. Intalnim doua notiuni pentru rata dobanzii: rata dobanzii active si rata dobanzii pasive.


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