Cauti sa-ti cumperi o masina? Compara aici dobanda la credite auto

Valoare automobil
Moneda Perioada credit
Banca Produs Rata %
dobanda
Tip dobanda DAE
%
Avans minim Valoare credit Total plata
Alpha Bank Credit Alpha Auto - virare venit 10.79 Variabila 12.89 2,500 EUR 7,500 EUR 12,519 EUR »
Alpha Bank Credit Alpha Auto - virare venit 11.13 Variabila 13.26 8,960 RON 35,840 RON 57,196 RON »
BRD Credit Auto autovehicule rulate 7.50 Fixa 15.15 0 RON 44,800 RON 61,892 RON »
BRD Credit Auto autovehicule noi 6.79 Variabila 14.17 0 EUR 10,000 EUR 13,570 EUR »
BRD Credit Auto autovehicule noi 7.00 Fixa 14.58 0 RON 44,800 RON 61,225 RON »
RIB Credit Auto 10.24 Variabila 12.95 2,808 USD 8,424 USD 14,061 USD »
RIB Credit Auto 10.44 Variabila 13.15 6,720 RON 38,080 RON 57,801 RON »
RIB Credit Auto 10.28 Variabila 13.00 2,500 EUR 7,500 EUR 12,529 EUR »
ProCredit Bank Credit Auto 10.00 Variabila 11.92 11,200 RON 33,600 RON 55,034 RON »
ProCredit Bank Credit Auto 8.89 Variabila 9.61 2,500 EUR 7,500 EUR 11,873 EUR »
ProCredit Bank Credit Auto - dobanda fixa 16.50 Fixa 19.45 11,200 RON 33,600 RON 61,762 RON »
ProCredit Bank Credit Auto - dobanda fixa 10.50 Fixa 11.38 2,500 EUR 7,500 EUR 12,228 EUR »
Banca Carpatica Credit Auto 10.46 Variabila 10.98 6,720 RON 38,080 RON 55,784 RON »
Banca Carpatica Credit Auto 13.17 Variabila 14.00 2,500 EUR 7,500 EUR 12,778 EUR »
Alpha Bank Alpha Auto 11.29 Variabila 13.45 2,500 EUR 7,500 EUR 12,632 EUR »
Alpha Bank Alpha Auto 11.63 Variabila 13.82 8,960 RON 35,840 RON 57,740 RON »
Banca Transilvania Masini rulate PF 8.64 Variabila 9.05 1,500 EUR 8,500 EUR 12,009 EUR »
Banca Transilvania Masini noi si rulate dealer 8.14 Variabila 8.51 1,500 EUR 8,500 EUR 11,886 EUR »
Banca Transilvania Masini rulate PF 8.99 Variabila 9.62 6,720 RON 38,080 RON 54,338 RON »
Banca Transilvania Masini noi si rulate dealer 8.49 Variabila 9.07 6,720 RON 38,080 RON 53,785 RON »
CEC Bank Credit Auto 7.03 Variabila 7.90 2,000 EUR 8,000 EUR 11,637 EUR »
CEC Bank Credit Auto 7.08 Variabila 8.15 8,960 RON 35,840 RON 52,334 RON »
Cetelem IFN Promotie Auto 7.80 Fixa 11.08 8,960 RON 35,840 RON 55,237 RON »
Cetelem IFN Turbo Credit Auto Joker 9.90 Fixa 13.57 0 RON 44,800 RON 60,880 RON »
Marfin Bank Credit Auto in USD 8.75 Variabila 9.52 2,808 USD 8,424 USD 13,312 USD »
Marfin Bank Credit Auto in LEI 10.94 Variabila 11.94 11,200 RON 33,600 RON 55,272 RON »
Marfin Bank Credit Auto in EUR 8.79 Variabila 9.57 2,500 EUR 7,500 EUR 11,862 EUR »

Termeni Credite auto


Credite

Relatii contractuale care se stabilesc intre o persoana fizica sau juridica denumita creditor, care acorda un imprumut in bani sau care vinde marfuri sau servicii pe datorie, si o alta persoana fizica sau juridica, denumita debitor, care primeste imprumutul (sau cumpara pe datorie). Pentru acest imprumut, debitorul trebuie sa plateasca dobanda. Pentru persoane fizice, institutiile financiare acorda mai multe tipuri de credite: imobiliare sau ipotecare, pentru nevoi personale, de consum sau la domiciliu (rapide).


Rata dobanzii

Rata dobanzii exprima un anumit procent din suma imprumutata sau plasata in depozite bancare sau conturi de economii. Marimea ratei dobanzii este data de cererea si oferta de resurse pe piata bancara, taxa oficiala a scontului, puterea economica a unui stat, rata inflatiei, politica adoptata de fiecare banca in parte. Intalnim doua notiuni pentru rata dobanzii: rata dobanzii active si rata dobanzii pasive.


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