Cauti sa-ti cumperi o masina? Compara aici dobanda la credite auto

Valoare automobil
Moneda Perioada credit
Banca Produs Rata %
dobanda
Tip dobanda DAE
%
Avans minim Valoare credit Total plata
Alpha Bank Credit Alpha Auto - virare venit 10.79 Variabila 12.88 2,500 EUR 7,500 EUR 12,519 EUR »
Alpha Bank Credit Alpha Auto - virare venit 11.13 Variabila 13.25 8,828 RON 35,311 RON 56,355 RON »
BRD Credit Auto autovehicule rulate 7.50 Fixa 15.14 0 RON 44,139 RON 60,981 RON »
BRD Credit Auto autovehicule noi 6.79 Variabila 14.15 0 EUR 10,000 EUR 13,570 EUR »
BRD Credit Auto autovehicule noi 7.00 Fixa 14.57 0 RON 44,139 RON 60,325 RON »
RIB Credit Auto 10.24 Variabila 12.94 3,144 USD 9,432 USD 15,745 USD »
RIB Credit Auto 10.44 Variabila 13.14 6,621 RON 37,518 RON 56,951 RON »
RIB Credit Auto 10.28 Variabila 12.99 2,500 EUR 7,500 EUR 12,529 EUR »
ProCredit Bank Credit Auto 10.00 Variabila 11.93 11,035 RON 33,104 RON 54,237 RON »
ProCredit Bank Credit Auto 8.89 Variabila 9.61 2,500 EUR 7,500 EUR 11,874 EUR »
ProCredit Bank Credit Auto - dobanda fixa 16.50 Fixa 19.45 11,035 RON 33,104 RON 60,866 RON »
ProCredit Bank Credit Auto - dobanda fixa 10.50 Fixa 11.37 2,500 EUR 7,500 EUR 12,229 EUR »
Banca Carpatica Credit Auto 10.46 Variabila 10.97 6,621 RON 37,518 RON 54,961 RON »
Banca Carpatica Credit Auto 13.17 Variabila 13.98 2,500 EUR 7,500 EUR 12,778 EUR »
Alpha Bank Alpha Auto 11.29 Variabila 13.44 2,500 EUR 7,500 EUR 12,633 EUR »
Alpha Bank Alpha Auto 11.63 Variabila 13.82 8,828 RON 35,311 RON 56,890 RON »
Banca Transilvania Masini rulate PF 8.64 Variabila 9.04 1,500 EUR 8,500 EUR 12,009 EUR »
Banca Transilvania Masini noi si rulate dealer 8.14 Variabila 8.50 1,500 EUR 8,500 EUR 11,886 EUR »
Banca Transilvania Masini rulate PF 8.99 Variabila 9.61 6,621 RON 37,518 RON 53,539 RON »
Banca Transilvania Masini noi si rulate dealer 8.49 Variabila 9.07 6,621 RON 37,518 RON 52,995 RON »
CEC Bank Credit Auto 7.03 Variabila 7.90 2,000 EUR 8,000 EUR 11,637 EUR »
CEC Bank Credit Auto 7.08 Variabila 8.14 8,828 RON 35,311 RON 51,566 RON »
Cetelem IFN Promotie Auto 7.80 Fixa 11.11 8,828 RON 35,311 RON 54,464 RON »
Cetelem IFN Turbo Credit Auto Joker 9.90 Fixa 13.61 0 RON 44,139 RON 60,039 RON »
Marfin Bank Credit Auto in USD 8.75 Variabila 9.52 3,144 USD 9,432 USD 14,907 USD »
Marfin Bank Credit Auto in LEI 10.94 Variabila 11.94 11,035 RON 33,104 RON 54,461 RON »
Marfin Bank Credit Auto in EUR 8.79 Variabila 9.57 2,500 EUR 7,500 EUR 11,863 EUR »

Termeni Credite auto


Credite

Relatii contractuale care se stabilesc intre o persoana fizica sau juridica denumita creditor, care acorda un imprumut in bani sau care vinde marfuri sau servicii pe datorie, si o alta persoana fizica sau juridica, denumita debitor, care primeste imprumutul (sau cumpara pe datorie). Pentru acest imprumut, debitorul trebuie sa plateasca dobanda. Pentru persoane fizice, institutiile financiare acorda mai multe tipuri de credite: imobiliare sau ipotecare, pentru nevoi personale, de consum sau la domiciliu (rapide).


Rata dobanzii

Rata dobanzii exprima un anumit procent din suma imprumutata sau plasata in depozite bancare sau conturi de economii. Marimea ratei dobanzii este data de cererea si oferta de resurse pe piata bancara, taxa oficiala a scontului, puterea economica a unui stat, rata inflatiei, politica adoptata de fiecare banca in parte. Intalnim doua notiuni pentru rata dobanzii: rata dobanzii active si rata dobanzii pasive.


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