Cauti sa-ti cumperi o masina? Compara aici dobanda la credite auto

Valoare automobil
Moneda Perioada credit
Banca Produs Rata %
dobanda
Tip dobanda DAE
%
Avans minim Valoare credit Total plata
Alpha Bank Credit Alpha Auto - virare venit 10.79 Variabila 12.89 2,500 EUR 7,500 EUR 12,519 EUR »
Alpha Bank Credit Alpha Auto - virare venit 11.13 Variabila 13.26 8,882 RON 35,530 RON 56,702 RON »
BRD Credit Auto autovehicule rulate 7.50 Fixa 15.15 0 RON 44,412 RON 61,357 RON »
BRD Credit Auto autovehicule noi 6.79 Variabila 14.16 0 EUR 10,000 EUR 13,570 EUR »
BRD Credit Auto autovehicule noi 7.00 Fixa 14.58 0 RON 44,412 RON 60,697 RON »
RIB Credit Auto 10.24 Variabila 12.95 3,110 USD 9,331 USD 15,576 USD »
RIB Credit Auto 10.44 Variabila 13.15 6,662 RON 37,750 RON 57,302 RON »
RIB Credit Auto 10.28 Variabila 13.00 2,500 EUR 7,500 EUR 12,529 EUR »
ProCredit Bank Credit Auto 10.00 Variabila 11.93 11,103 RON 33,309 RON 54,566 RON »
ProCredit Bank Credit Auto 8.89 Variabila 9.61 2,500 EUR 7,500 EUR 11,874 EUR »
ProCredit Bank Credit Auto - dobanda fixa 16.50 Fixa 19.46 11,103 RON 33,309 RON 61,236 RON »
ProCredit Bank Credit Auto - dobanda fixa 10.50 Fixa 11.38 2,500 EUR 7,500 EUR 12,229 EUR »
Banca Carpatica Credit Auto 10.46 Variabila 10.98 6,662 RON 37,750 RON 55,301 RON »
Banca Carpatica Credit Auto 13.17 Variabila 13.99 2,500 EUR 7,500 EUR 12,778 EUR »
Alpha Bank Alpha Auto 11.29 Variabila 13.45 2,500 EUR 7,500 EUR 12,632 EUR »
Alpha Bank Alpha Auto 11.63 Variabila 13.82 8,882 RON 35,530 RON 57,241 RON »
Banca Transilvania Masini rulate PF 8.64 Variabila 9.05 1,500 EUR 8,500 EUR 12,009 EUR »
Banca Transilvania Masini noi si rulate dealer 8.14 Variabila 8.51 1,500 EUR 8,500 EUR 11,886 EUR »
Banca Transilvania Masini rulate PF 8.99 Variabila 9.62 6,662 RON 37,750 RON 53,869 RON »
Banca Transilvania Masini noi si rulate dealer 8.49 Variabila 9.07 6,662 RON 37,750 RON 53,321 RON »
CEC Bank Credit Auto 7.03 Variabila 7.90 2,000 EUR 8,000 EUR 11,637 EUR »
CEC Bank Credit Auto 7.08 Variabila 8.15 8,882 RON 35,530 RON 51,883 RON »
Cetelem IFN Promotie Auto 7.80 Fixa 11.10 8,882 RON 35,530 RON 54,783 RON »
Cetelem IFN Turbo Credit Auto Joker 9.90 Fixa 13.60 0 RON 44,412 RON 60,386 RON »
Marfin Bank Credit Auto in USD 8.75 Variabila 9.52 3,110 USD 9,331 USD 14,747 USD »
Marfin Bank Credit Auto in LEI 10.94 Variabila 11.94 11,103 RON 33,309 RON 54,796 RON »
Marfin Bank Credit Auto in EUR 8.79 Variabila 9.57 2,500 EUR 7,500 EUR 11,863 EUR »

Termeni Credite auto


Credite

Relatii contractuale care se stabilesc intre o persoana fizica sau juridica denumita creditor, care acorda un imprumut in bani sau care vinde marfuri sau servicii pe datorie, si o alta persoana fizica sau juridica, denumita debitor, care primeste imprumutul (sau cumpara pe datorie). Pentru acest imprumut, debitorul trebuie sa plateasca dobanda. Pentru persoane fizice, institutiile financiare acorda mai multe tipuri de credite: imobiliare sau ipotecare, pentru nevoi personale, de consum sau la domiciliu (rapide).


Rata dobanzii

Rata dobanzii exprima un anumit procent din suma imprumutata sau plasata in depozite bancare sau conturi de economii. Marimea ratei dobanzii este data de cererea si oferta de resurse pe piata bancara, taxa oficiala a scontului, puterea economica a unui stat, rata inflatiei, politica adoptata de fiecare banca in parte. Intalnim doua notiuni pentru rata dobanzii: rata dobanzii active si rata dobanzii pasive.


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