Cauti sa-ti cumperi o masina? Compara aici dobanda la credite auto

Valoare automobil
Moneda Perioada credit
Banca Produs Rata %
dobanda
Tip dobanda DAE
%
Avans minim Valoare credit Total plata
Alpha Bank Credit Alpha Auto - virare venit 10.79 Variabila 12.89 2,500 EUR 7,500 EUR 12,519 EUR »
Alpha Bank Credit Alpha Auto - virare venit 11.13 Variabila 13.26 9,003 RON 36,010 RON 57,468 RON »
BRD Credit Auto autovehicule rulate 7.50 Fixa 15.15 0 RON 45,013 RON 62,185 RON »
BRD Credit Auto autovehicule noi 6.79 Variabila 14.17 0 EUR 10,000 EUR 13,570 EUR »
BRD Credit Auto autovehicule noi 7.00 Fixa 14.59 0 RON 45,013 RON 61,515 RON »
RIB Credit Auto 10.24 Variabila 12.95 2,797 USD 8,390 USD 14,004 USD »
RIB Credit Auto 10.44 Variabila 13.15 6,752 RON 38,261 RON 58,075 RON »
RIB Credit Auto 10.28 Variabila 13.00 2,500 EUR 7,500 EUR 12,528 EUR »
ProCredit Bank Credit Auto 10.00 Variabila 11.91 11,253 RON 33,760 RON 55,291 RON »
ProCredit Bank Credit Auto 8.89 Variabila 9.61 2,500 EUR 7,500 EUR 11,873 EUR »
ProCredit Bank Credit Auto - dobanda fixa 16.50 Fixa 19.44 11,253 RON 33,760 RON 62,051 RON »
ProCredit Bank Credit Auto - dobanda fixa 10.50 Fixa 11.38 2,500 EUR 7,500 EUR 12,228 EUR »
Banca Carpatica Credit Auto 10.46 Variabila 10.98 6,752 RON 38,261 RON 56,049 RON »
Banca Carpatica Credit Auto 13.17 Variabila 14.00 2,500 EUR 7,500 EUR 12,778 EUR »
Alpha Bank Alpha Auto 11.29 Variabila 13.46 2,500 EUR 7,500 EUR 12,632 EUR »
Alpha Bank Alpha Auto 11.63 Variabila 13.83 9,003 RON 36,010 RON 58,013 RON »
Banca Transilvania Masini rulate PF 8.64 Variabila 9.05 1,500 EUR 8,500 EUR 12,009 EUR »
Banca Transilvania Masini noi si rulate dealer 8.14 Variabila 8.51 1,500 EUR 8,500 EUR 11,886 EUR »
Banca Transilvania Masini rulate PF 8.99 Variabila 9.62 6,752 RON 38,261 RON 54,595 RON »
Banca Transilvania Masini noi si rulate dealer 8.49 Variabila 9.07 6,752 RON 38,261 RON 54,040 RON »
CEC Bank Credit Auto 7.03 Variabila 7.90 2,000 EUR 8,000 EUR 11,637 EUR »
CEC Bank Credit Auto 7.08 Variabila 8.15 9,003 RON 36,010 RON 52,582 RON »
Cetelem IFN Promotie Auto 7.80 Fixa 11.07 9,003 RON 36,010 RON 55,486 RON »
Cetelem IFN Turbo Credit Auto Joker 9.90 Fixa 13.56 0 RON 45,013 RON 61,151 RON »
Marfin Bank Credit Auto in USD 8.75 Variabila 9.52 2,797 USD 8,390 USD 13,258 USD »
Marfin Bank Credit Auto in LEI 10.94 Variabila 11.94 11,253 RON 33,760 RON 55,534 RON »
Marfin Bank Credit Auto in EUR 8.79 Variabila 9.57 2,500 EUR 7,500 EUR 11,862 EUR »
Credite

Relatii contractuale care se stabilesc intre o persoana fizica sau juridica denumita creditor, care acorda un imprumut in bani sau care vinde marfuri sau servicii pe datorie, si o alta persoana fizica sau juridica, denumita debitor, care primeste imprumutul (sau cumpara pe datorie). Pentru acest imprumut, debitorul trebuie sa plateasca dobanda. Pentru persoane fizice, institutiile financiare acorda mai multe tipuri de credite: imobiliare sau ipotecare, pentru nevoi personale, de consum sau la domiciliu (rapide).


Rata dobanzii

Rata dobanzii exprima un anumit procent din suma imprumutata sau plasata in depozite bancare sau conturi de economii. Marimea ratei dobanzii este data de cererea si oferta de resurse pe piata bancara, taxa oficiala a scontului, puterea economica a unui stat, rata inflatiei, politica adoptata de fiecare banca in parte. Intalnim doua notiuni pentru rata dobanzii: rata dobanzii active si rata dobanzii pasive.


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